For assisted-living operators and home-care agencies · Senior Care
Keep care moving. Fund your next stage of growth.
Explore working capital for caregiver payroll, recruiting, supplies, and expansion. Unicus helps assisted-living operators and home-care agencies evaluate financing around their business’s cash flow.
Request a Care Business Capital ReviewWorking capital · Growth
Start with the operating need
Connect the capital to your cash flow.
Working capital
Explore capital to bridge caregiver payroll, recruiting and supplies with incoming receipts. Unicus considers the amount, timing and repayment needs alongside your existing obligations.
Revenue-based financing
For suitable businesses, revenue-based financing may be an option. We help you compare costs, payment frequency and terms against collections and margins. Revenue alone does not establish fit.
Operating growth and property
Recruiting, onboarding and service expansion create different financing needs from property purchase, refinance or development. We distinguish those uses so the financing discussion fits the purpose.
Different models, different needs
Capital for the care business you operate.
Assisted living
Capital for staffing, supplies and operating growth, shaped around occupancy, collections and housing costs. Real estate financing is considered separately from the operating business.
Nonmedical home-care agencies
Capital for caregiver payroll, recruiting and service-area growth. Share whether receipts come from private-pay clients, public programs or a mix so financing reflects how your agency gets paid.
For assisted-living businesses and nonmedical home-care agencies. Skilled nursing and Medicare-certified home health have different operating and financing requirements.
Before we talk.
What should I prepare?
Have an estimate of the capital needed and when you need it, along with recent collections and existing financing payments. Your advisor can explain which additional information would help assess the options.
What if a property is involved?
Identify whether the need involves the operating business, real estate or both. Property purchase, refinance and development are evaluated separately from short-term operating needs.
What happens after I send an inquiry?
An advisor reviews your plans and follows up to discuss potential financing options and any additional information needed. The next step depends on your goals, the available information and the financing requirements.
Business capital planning
What would the capital help accomplish?
Tell us what your care business needs to fund and when. An advisor can help you explore the options.