For existing restaurant operators
Capital for the restaurant you’re building.
Explore financing for payroll, food and beverage purchases, equipment, renovations and expansion. Unicus helps you assess options around your restaurant’s sales, costs and cash flow.
Request a financing reviewKeep the operation moving.
Payroll, supplier payments and occupancy costs continue even when sales fluctuate. Working capital can address a defined cash need; the financing discussion starts with how it will be repaid through the business’s operating cycle.
Match financing to the investment.
A kitchen upgrade, a dining-room renovation and another location create different cash demands. Unicus helps distinguish equipment and expansion needs from short-term operating costs so potential terms can be considered against the purpose.
Understand the payment burden.
For suitable businesses, revenue-based financing may be an option. Total cost, payment frequency, existing obligations and the restaurant’s margins matter alongside gross sales. Revenue alone does not establish financing fit.
Questions worth answering.
Can the request include more than one use of funds?
Yes. Tell us what the capital would cover—for example, equipment plus the payroll and supplies needed during a renovation. Separating the amounts helps an advisor assess whether one structure or different financing approaches may suit the plan.
What if sales are seasonal or I already have financing?
Include the seasonal pattern and current payment obligations. The discussion should reflect the business’s ability to carry payments during slower periods, not just its strongest sales months.
What happens after I send an inquiry?
An advisor reviews your restaurant’s needs and follows up to discuss potential options and any additional information needed. Recent sales, expenses and existing financing details help establish the next step.
Your financing inquiry
Start with the plan you have.
Share the context and financing need. An advisor can review the request, discuss potential approaches and identify the next information needed.