unicus capital

1. What products do you offer?

Unicus Capital offers business term loans, lines of credit, business cash advance, equipment leasing, invoice factoring, commercial real estate and SBA loans.

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Our simple application process allows us to identify which of these products is best suited to achieve your business goals.

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2. What are your loan amounts and terms?

Unicus Capital offers Business Loans from $3,000 - 5M with terms up to 10 years
 

Commercial Real Estate and Equipment Loans up to 100M 
 

Lines of Credit from $6,000 – $250,000 with payback on draws up to 12 months. The lines are revolving so your available funds increase as you pay back.

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3. How does the application process work?

Applying is fast and easy, it can be done online or by calling 1(305) 814-4265‬

We’ll only need your basic business and owner information to apply also 4 months of your most recent bank statements.

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4.Will my credit be impacted by applying?

We understand concerns with having a credit inquiry on your profile. We always do a “soft pull” (which doesn’t impact your personal credit score).

 

5. What are your minimum requirements?

Minimum Requirements are:
 

• 1 year in business

• Minimum credit score of 550

• Gross annual revenue of $100,000
   

Unicus Capital  proudly serves all 50 states and over 700 industries, our funding solutions are very accesible and likely to meet the needs of your business.

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6. What information do I need to apply?

Unicus Capital requires little to no paperwork to apply. Before you start filling out the application make sure to have this information on hand:
 

• Your  Business Tax ID number (EIN)

• Your Social Security number

• Estimated annual gross revenue
   

We request that you submit 4 business bank statements to create an approved offer. Your statements can simply be sent via email or uploaded to our secure website.

 

 

7. What are your rates?

The cost of your business funding depends on different factors. We take into consideration things like length of time in business, industry type, personal and business credit profile etc. We offer a range of pricing based on your qualifications.

 

Unicus Capital offers:

• Term loan rates as low as 5.99% APR**

• Lines of Credit rates as low as 10.99% APR**

• Business Advance factor rates 1.18
  
   

8. How does payback work?

Unicus Capital uses a variety of pay back methods to make reimbursement easy and seamless. Term loans can be simply electronically ACH’d out of your designated business checking account once a month. Our advances use a weekly or daily collection as specified in your approved funding contract.

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9. How long does it take to get funded?

Unicus Capital can issue an approval within hours of receiving your application with 4 most recent business bank statements, funding can occur as fast as one business day.