Test the earnings
Separate durable cash flow from unsupported addbacks and owner dependence.
Unicus Capital · Acquisition Intelligence
A Profitable Business Can Still Be a Bad Acquisition.
Before committing your capital, understand the company’s earnings, financing requirements, hidden dependencies, and transition risk.
Get the SBA Acquisition Readiness Blueprint ↓Before you buy
Financing the acquisition is only one part of acquiring the business successfully.
The blueprint helps you examine five dimensions before the transaction advances: buyer readiness, business quality, valuation, financing architecture, and transition readiness.
The field guide
The SBA Acquisition Readiness Blueprint
For buyers exploring an acquisition, evaluating a target, negotiating an LOI, or preparing for financing.
Understand the financing
See how liquidity, experience, valuation, debt service, and working capital affect the structure.
Protect the transition
Plan the seller’s role, customer continuity, and the first 90 days before closing.
What intelligent buyers test
The risk is rarely contained in one number.
Earnings quality
Do tax returns, financial statements, and addbacks describe the same business?
Customer concentration
How much revenue can disappear if one relationship changes after closing?
Working capital
Will the company remain stable after the down payment and closing costs are funded?
Owner dependence
Is the owner leaving—or is the business leaving with the owner?
Debt service
Can normalized cash flow support the acquisition without constraining the enterprise?
Transition architecture
Are the seller’s role, timeline, employees, customers, and first 90 days deliberately planned?
Acquisition Readiness Assessment
Where does the transaction stand?
Answer a few questions to receive a preliminary readiness stage. This is not a credit decision or commitment to lend.
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Request the blueprint first.
Your assessment will open immediately after the guide is requested.
Request access ↑Understanding precedes recommendation.